a lot of investors think if we can just get over, get past the fiscal cliff, we're going to have a pretty good year in 2013. people are saying, you know, big companies are in good shape. we're just kind of waiting for this economy to pick up steam. the housing markets is now -- has now turned around. consumers have paid down debt. there are a lot of things that are sort of going the right way, except for one thing. we need washington to solve this problem. >> again, it's not going to be a big deal within the time that's gin left. what can americans expect come payday in the new year? the affect that's going to be in their paycheck for tax reasons. >> we all know if there's not -- sthe they could come up with a short-term deal that really just pushes the whole thing off. it says this deadline is -- we're going to change the deadline. they can do that. i mean, whether they're going to do that or not, nobody is quite sure, but it does sound like the door is open for congress to come back in. it may not hit on january 1st the way people think, but this whole thing could unravel, you know, and